This Bog is dedicated to spreading information about FI. I am a part of the first generation of successful FI achievers. Learn from our knowledge and experience. When combined, these become Wisdom. Our goal is to spread the wisdom to make FI a much more achievable goal!

 The Financial Independence Wisdom Transfer Project

Welcome to The FI wisdom transfer project. The sun is setting on the season of my life dedicated to career path work. Despite working in a field with relatively high income, I am surrounded by individuals that are absolutely nowhere near achieving financial independence. I have watched these people poorly manage their money for years. I have tried to help and offered advice when I could, but most of it was not well received. The most difficult to observe has been the young professionals whom were just out of school making lots of money. Almost none of them had a personal financial plan or well developed goals!

Currently, our family is ready to access all of the freedom of living the financially independent lifestyle. Through experience and education, we have developed enough wisdom to learn the value of stealth wealth. We are truly experts at hiding in plain sight. From a distance, a person would have no idea of the amount of resources we control. And, that is the way we like it. Not even friends and family have any idea what we have accumulated. Almost 100% of the time we have lived a quiet and stealthy lifestyle…. Until somebody does something that really pisses us off. And, then rarely, we flex and show off a little bit because we can! This does not happen very often, but some behaviors deserve a measured response. 

Matthew 23:12 speaks clearly about this. ‘For those who exalt themselves will be humbled, and those who humble themselves will be exalted.”

This can be interpreted as self promotion invites God to bring correction into your life. While behavior consistently with humility will invite the favor of God. Keep quiet about the blessings that you have received and manage them well. Living with quiet confidence and stoic strength says more than any self promotion.

The pursuit of wealth, or FI, has been a lifelong journey. This has been my thing. Much of it has been done in silence, or in the confinement of our marriage and immediate family. There have  been a few times when I have given presentations about financial independence. And, I have always been able to grab the attention of all those in the room. Leading these conversations has always felt like, in that moment, I was doing the work I was ment to do. I was spreading the gospel of Jesus and teaching others how to build a strong financial foundation so they could become the community leaders of tomorrow. Most were receptive; even the most indoctrinated Marxist and Atheist paid attention as they too wanted to learn more about finances and freedom! Even they desired the freedom and power accumulated wealth provides.

I have witnessed burnout and despair. I have seen suicide and divorce. I have seen heart attacks, cancer, and death. Almost none of it had to be that way. They just did not have healthy mentors and they did not grow up in a house where money was discussed. Very little effort was made for self education about financial independence. And, most whom suffered like this, did not grow up in Christian homes or they had abandoned their faith for a multitude of reasons. 

In summary, the more we can see the less true wealth a person has. A collection of expensive toys is very different from financial independence. FI gives a person freedom of their time and life energy. None of this has to be exclusively tied to worldly things. Wealth should bring peace, calmness, and stoic strength.

In Luke 12:15 it is stated that he said to them, “watch out! Be on your guard against all kinds of greed; life does not consist in an abundance of possessions.”

This is known as the parable of the rich fool. Jesus warned the crowd about trusting in materials wealth. Jesus made it clear that material success is not congruent with the favor of God. It was made clear even with an abundance of wealth a person can miss the true purpose of life. This is in direct contrast with the worldly mindset that if a person has more stuff, they will be happier and more secure.

I am extremely frustrated with the current American education system. It has failed to evolve. The so called educators have our children for 13 years, all day, and 10 months a year. Yet, when they graduate high school, most of them are not capable of doing anything but getting a minimum wage job. The most likely pathway to success shown to these children is to take out student loans and to peruse an expensive college education. This will likely be followed by expensive graduate school and the accompanying student loans. By the time they enter the workforce, many of them are already burned out and in serious debt.  Very few have any practical work experience. It can take them a decade or more to feel like they are experiencing the American dream. Buying the first home has moved from the 20’s to the early 40’s for most of them. Their struggle is real!

The school system has removed everything Patriotic and Christian. What is left is more than just a void or a vacuum. They have created a tremendous black hole that is sucking the life out of our children. It has been filled by all the isms such as Socialism, Marxism, Communism and Atheism.  So many of the children in these public school environments do not have a chance to form a solid Christian foundation and develop morals. Even if they come from a strong Christian family, being told their way of life is wrong all day, every day, for 13 to 20+ years affects them deeply. They are taught to go with their feelings, or what ever feels good at that moment, instead of trying to live a Biblical life.

All of this has led to confusion, depression, and feelings of hopeless among our children.  For too long many of us have been too quiet. We have chosen not to get involved. Those days are over now as we must get involved if we are to save the next generation and our country. These public schools belong to the community, and if any of us are going to send our children to them, the schools must be reflective of the values and norms of a majority of the community.

 We can no longer allow the loud 1% to 3% to rule the entire education process and  curriculum. The schools have become indoctrination centers; not education centers. So many of them have failed to achieve their primary goal, which is education students to be successful in the workforce and participate in society. Teaching ethics, morals, and life skills to prepare them to be contributing members of society is 100% necessary.

And after we consider the damage being done by the indoctrination system, our attention must turn to the evil satanic marketers. These demons have engineered marketing into a vicious evil  science. What they have developed has come from hundreds of years of research. Some completed ethically at reputable universities and other dealing with unstable individuals with conditions such as post traumatic stress from war or other high intensity psychological trauma.  So much of the knowledge in this literature has actually been developed by the government without consent of the subjects. These people are masters of brain manipulation and engineering thoughts to direct behavior. They cannot guarantee outcomes with their experiments, but they can guarantee chaos. And, each time they create more chaos with a specific campaign, or intervention, they measure the results and adjust to move in the direction of their goals.

Everywhere in the world where there is accumulated wealth or a stream of income, these evil satanic markers put a target on it and try to get a share for themselves. They have no concern for what physical or psychological damage they do to individuals. This includes any damage to their mental or physical health. For the satanic marketers, it is just all about the money. They are in and out for the quick buck. They have no interest in long term investing for stability and freedom.

In the next season of my life,I plan to share my gained wisdom about Financial Independence. This will be done through the power of telling stories; just like we were all sitting around a campfire talking about life. This knowledge plus experience has been combined into something called wisdom. The purpose of the project is to move wisdom into the next generation efficiently. This will reduce pain and suffering, while moving Christian individuals further down the path to financial independence at a younger age. These newly dedicated  Christians with strong financial foundations will have the time and energy to even be more influential in the community and next generation.

The Bible clearly states in Proverbs 16:16 “How much better to get wisdom than gold, to get insight rather than silver!”

This will be done through unpolished blog post and unedited verbal rants. And, a new medium that will be a surprise in the future! More to come about that! 

Our pathway forward will be to use this wisdom gained in our generation to help the next generation achieve financial independence at an early age. Hopefully, they can learn from our mistakes. It is a very reasonable goal for most individuals to be done with career path work after 15 to 20 years. Following that, a person should still make money until they die, but doing work they truly enjoy while making a very significant contribution to society. The idea of retirement and complete disengagement from society is a dead concept and a façade. We need the successful  individuals to stay connected to society and continue to make a valuable contributions on their own terms.

Some of the topics we will explore will include the financial time line which will include discussing RMD’s, social security, deferred income plans (retirement plans), the rule of 72t, 457s and 409s, and blasting off the flat part of the investment curve. What to invest capital into is very important to learn early. Letting go of the facade of retirement created by evil satanic marketing professionals will redirect the life energy of a motivated individual.

Building brokerage accounts assets is necessary. Its value exceeds that of a savings account or emergency fund. For some, learning about the options wheel will become very important. When career path work ends, these accounts provide financial stability.

Career path work is necessary but is also a major problem. It must be limited to 15–20 years. The work environment is mostly toxic and does not deserve all of the life energy of a person. Quiet quitting has become a thing because corporate America does not value workers. This is not improving so workers must adjust to protect themselves.

Two difficult emotional issues that will be well covered are divided investing and paying off a purchased home. The unemotional data does not support the conclusions our brains have been conditioned to seek. There is much work to do on these topics.

Cell phones, cars, yachts, and airplanes are going to be unique discussions as well…

And, the daily brand cycle… what the hell is that? I promise that when it is explained, it will change how you think going forward. This requires a really deep dive to reset the brain!

The health articles will be presented from a new prospective. Research and data presentation will affect your thought processes. The only option is change. Otherwise be prepared to live unhealthy and unhappy. And, prepare to die young. While others control your time and your life energy.

And, what about your children? The power of the 529 plan will be brought into prospective. The new concept of blood money will be discussed as well as how it can bend the curve on what the evil people have planned for your future.

I hope you will see value in my project!  Please be interactive by commenting on the articles and rants. I would like to get to know you and build powerful new friendships. We are  absolutely going to be running uphill and dodging bullets. Have some faith! We are about to go on an incredible adventure together!

If this helps, Buy me a cup of Coffee!

Be careful which Financial Gurus you follow. You may learn that your goals are very different than the goals of their financial plans…